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Union Budget 2026: Why Infrastructure Will Drive Mumbai & Navi Mumbai Property Prices

By : homeseekersindia

2026-02-01 13:34:26

Union Budget 2026: Why Infrastructure Will Drive Mumbai & Navi Mumbai Property Prices

The Union Budget 2026 has sent a clear signal to homebuyers and investors in Mumbai, Navi Mumbai, Panvel, and Thane. The era of waiting for tax benefits is over. The new growth story is all about infrastructure-led real estate appreciation.

For buyers connected with HSI Realty (HomeseekersIndia), this budget confirms one powerful truth:
- Those who invest early in infrastructure-driven locations will see the highest returns.

Big Budget Wins Powering Mumbai & Navi Mumbai Real Estate Growth

-₹12.2 Lakh Crore Infrastructure Push (9% Increase)
The government’s massive capex allocation ensures that Metro expansions, arterial roads, highways, and urban upgrades remain on fast track. This directly boosts property values in Navi Mumbai, Panvel, Thane, and extended suburbs.

-Mumbai–Pune High-Speed Rail: A Future Price Multiplier
Declared as one of the 7 national “Growth Connectors,” this project is a game-changer for Panvel, Karjat, and peripheral investment zones. Reduced travel time will push demand from end-users and long-term investors alike.
-Discover investment opportunities near Panvel projects

City Economic Regions (CERs): Mumbai as an Economic Powerhouse
With ₹5,000 crore allocated, Mumbai will evolve into a structured economic and rental housing hub. This move strengthens rental demand, employment-led housing, and commercial spillover zones.
-View residential projects for Thane

REITs & CPSE Land Monetisation
Government-backed REITs will unlock idle land and inject liquidity into commercial real estate, indirectly boosting residential demand around business districts.

???? View residential projects & commercial projects

❌ Budget Misses: What Homebuyers Didn’t Get

No Increase in Home Loan Tax Deduction
The Section 24(b) limit remains at ₹2 lakh—no added relief for buyers hoping to save more on taxes.

Affordable Housing Cap Still Unrealistic
The ₹45 lakh limit remains unchanged, making true affordable housing in Mumbai largely impractical.

NRI Transaction Relief (Small Win)
NRIs no longer need a TAN for property sales—using the buyer’s PAN simplifies cross-border transactions.

???? NRI property investment assistance in South Mumbai & Navi Mumbai

???? HSI Realty Strategy: Why This Is the Right Time to Buy

With tax benefits off the table, property decisions must be driven by appreciation potential.

The winning buyer mindset is simple:
“Buy before infrastructure is completed—prices rise after.”

Projects near Metro lines, high-speed rail corridors, and economic hubs will see the strongest upside in the next 3–5 years.

 Speak to an HSI Realty investment advisor , Schedule a guided site visit today, Get curated property options on WhatsApp

Final Verdict: Budget 2026 in One Line

No tax relief—but massive infrastructure growth.
Smart buyers invest now, not later.

 Looking to invest in Mumbai or Navi Mumbai?
+91-9619742102 Contact HSI Realty (HomeseekersIndia) today for verified projects, expert guidance, and early-bird pricing.

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